SUMMARY OF QUALIFICATIONS
- Started career in public accounting working as a CPA at regional firm and promoted to audit manager specializing in non-profit organization audits primarily specializing in California school districts. Moved to one of the “big 8” accounting firms and was a Senior Tax Consultant in the tax department. Became Chief Financial Officer for major public real estate investment and development company requiring SEC reporting, company finance, and audit compliance.
- Proven top track record of underwriting, origination, management and funding of conventional and innovative structured finance and capital market structures.
- Over a 12-year period, personally responsible for the underwriting, origination, management, and disposition through securitization, sale, or refinance of over $8 billion in equity, mezzanine, bridge, and permanent financings.
- Have organized, established and managed regional origination and underwriting operations in the US Eastern and Western Regions of several funding institutions.
- Possess a large data base of existing borrowing relationships with an excellent reputation in the banking, mortgage banking and brokerage communities.
- Experienced in the design and implementation of loan underwriting models, and the origination and securitization process with extensive knowledge of underwriting standards.
- Personally developed the underwriting loan analysis and evaluation model which became the standard underwriting model utilized by most institutional lenders, due diligence evaluators and rating agencies.
- ALL loans underwritten and originated were successfully securitized, sold, or refinanced on time without issues.
- Experienced in the review, analysis, and valuation of portfolios of loans and assets. Had extensive experience consulting for Goldman Sachs, Real Estate Recovery and the RTC.
- Recently have been conduction loan reviews, underwriting and grading for a national bank. Installed procedures and guidelines for bank wide loan file data integrity review.
- Worked on several FDIC projects including SRP preparation and bank review and analysis.
- Have FDIC clearance.
________________________________________________________________________
WORK EXPERIENCE
Recent FDIC and Due Diligence Projects 2009 - 2010
- FDIC – Post Closing Asset Management (“PCAM”) Strategic Resolution Plan (“SRP”) preparation for George Washington Savings Bank.
- FDIC – Preparation of PCAM SRP for Imperial Capital Bank.
- FDIC – Preparation of PCAM SRP for City National Bank.
- One West Bank – Area Project Manager – Transition team for First Federal Bank by One West.
- Union Bank – Loan performance analysis via underwriting, valuation, and grading of real estate loans.
- Have FDIC clearance
Real Estate Development 2007-2010
Principal RE Development
§ Principal in several major real estate developments from entitlement, to project underwriting and financing.
UBS Investment Bank 2000-2007
Newport Beach, California / New York, New York
Executive Director
§ Established Western Region loan origination group and only satellite office.
§ Responsible for analysis, evaluation, underwriting, loan committee, credit approval, and management of loans and the underlying assets from submission to funding and property management.
§ Was top producer for the group over the last five years for profitable bridge, perm, mezz and equity transactions.
§ ALL loans have been successfully securitized, sold, or refinanced on time without issues.
Goldman Sachs/Archon Financial 1998 – 2000
Los Angeles, California / New York, New York
Vice President/Regional Manager
- Established Northeast origination region.
- Based on outstanding performance in Northeast, was requested to relocate and reorganize the Western Region.
Deutsche Morgan Grenfel 1997-1998
New York, New York
Banking Group
- Provided underwriting and origination services for structured finance and principal transactions.
Merrill Lynch 1995-1997
New York, New York
Western Regional Manager (Conduit Group)
- Top originator for the Group consistently representing 70% of total production.
- Managed group of underwriters and originators with outstanding performance in ML’s western region led assignment to reorganize ML’s eastern region. Successfully repositioned ML’s eastern market to compete with other regions.
- Designed and prepared ML’s real estate loan underwriting model with implementation of program policy and rating agency criteria. This underwriting model/template is still used in an updated format by several of the investment banks on Wall Street.
Real Estate Recovery, Management Consultant
- Manager and underwriter responsible for valuation of RTC assets. Helped develop underwriting models and procedures for valuation.
August Leowe Corp., Principal, RE Development
Calmark Properties Inc., CFO, managing staff of 30 professionals
Touche Ross & Co., Senior Tax Consultant public accounting
Vavrinek, Trine Day & Co, Audit Manager primarily for non-profit entities
American Savings and Loan, Systems Analyst
________________________________________________________________________
EDUCATION
StanfordUniversity
Palo Alto, California
- Attended on a Full Academic and Athletic Scholarship
- BA Economics
- Member of 1971 and 1972 Rose Bowl teams
CaliforniaStatePolytechnicUniversity
Pomona, California
- MBA Program